About James
Your Trusted Mortgage Partner in Ontario
Independent, experienced, and always in your corner. I help Ontarians navigate the mortgage process with clarity and confidence.
Orbis Mortgage Brokerage providing mortgage solutions throughout North America
Mortgages
Hi, I'm James Fleming
James has spent over 15 years helping Ontarians secure the financing they need to buy homes, grow their investments, and achieve financial goals. What started as a passion for helping people navigate one of life's biggest decisions has grown into a full-service mortgage brokerage practice.
As a broker with Orbis Mortgage Group, I have access to over 50 lenders — including major banks, credit unions, trust companies, and private lenders. That means I can find solutions for situations that traditional banks often turn away.
My approach is simple: listen first, then find the right fit. Whether you're a first-time buyer, a seasoned investor, or someone who's been told "no" elsewhere — I'm here to help.
- FSRA #13476 — Orbis Mortgage Group
- Broker License M13001042
- Member, Orbis Mortgage Group
- 15+ years in the Ontario mortgage industry
- Specialist in residential, commercial, and private lending
- Fluent in English and Spanish
Why Work With Me
The Fleming Difference
Independent & Unbiased
I work for you — not the banks. My only goal is to find the mortgage that's right for your situation.
Access to 50+ Lenders
From major banks to credit unions and private lenders, I shop the entire market on your behalf.
Responsive & Available
Mortgages don't always happen 9 to 5. I'm available when you need me, including evenings and weekends.
Experience You Can Trust
With over 15 years in the Ontario mortgage market, I have the knowledge to navigate even complex situations.
Client Stories
What My Clients Say
"James made buying our first home so much less stressful. He found us a rate our bank could not match and walked us through everything."
"I was skeptical about refinancing, but James showed me exactly how much I would save. The process was seamless from start to finish."
"On our third mortgage renewal with James now. He always comes through with a great rate and makes the whole thing effortless."
Ready to Work Together?
Reach out today for a free, no-obligation consultation. I'd love to help you find the right mortgage.